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DISABILITY & LIFE INSURANCE

DISABILITY & LIFE INSURANCE

Short Term Disability

Employees are automatically enrolled at no cost in our Short-Term Disability insurance.  Short Term Disability benefits begin on the 8th day of disability due to accidental injury and the 8th consecutive day of disability due to sickness. After this time, you will be eligible to receive a weekly benefit of 66.67% of your basic weekly earnings for up to 26 weeks. The duration period of 26 weeks includes the 7-day elimination period. This benefit is fully taxable.

Long Term Disability

Employees are automatically enrolled at no cost in our Long-Term Disability insurance. The coverage allows for income replacement if you are disabled for more than 180 days. Benefits begin after 26 weeks of disability. The plan will pay you 60% of your pay (less taxes) up to a maximum of $10,000 each month.

Basic Life Insurance

Offered through Unum, Tyto Athene provides Basic Life and AD&D Insurance at no cost to employees. Full-time employees receive a basic life benefit in the amount of 1 times your annual salary, rounded to the next $1,000 up to $200,000.

Dependent Care Life Benefit of $2,000 for Spouse and Children.

If previously enrolled in the voluntary life you can elect up to the Guarantee Issue amount without an Evidence of Insurability.

Employee = $200,00

Spouse = $50,000